US-Catastrophe Analyzer Tool (US-CAT) News provides reports that summarize catastrophe losses that ContactTed Gregory | Director of Operations, PCS, Privacy Notices | Conditions of Use | Cookie Preferences 2008, Verisk Analytics, Inc. All rights reserved.USA: 1-800-888-4476 Global: + 800 48977489. New Zealand flooding in the period 27 January 2023 and ongoing, Storm Eunice, affecting the UK and Europe in the period 18 February 2022, US Winter Storm affecting Texas commencing 12 February 2021, New South Wales wildfires commencing 1 August 2019, Western Australia wildfires commencing 13 November 2019, Ridgecrest Earthquakes, encompassing a series of earthquakes, emanating in the vicinity of Ridgecrest, California. Discover our framework to drive change and promote accountability in our workplace. Catastrophe codes issued in calendar year 2012. Includes Puerto Rico and the U.S. Virgin Islands. Source: CoreLogic, a property data and analytics company. The cost controls and 56-hour rule took effect in July 2021. puts the entire PCS catastrophe-history database right at your fingertips. United States, Puerto Rico, and the U.S. Virgin Islands. UK. Bulletins This global risk profile is assessed by way of AIR's global industry exceedance probability (EP) curve, which puts into context years with high insured It is frequently used in pricing and ratemaking to evaluate the catastrophic load. Two consecutive years of record activity and losses brought a new focus on the impact of aggregate losses from multiple hurricanes. Insurers mobilise their disaster response specialists to assist their affected customers with claims and assessments as soon as emergency services say it is safe to do so. The assumptions and parameter values/distributions are subjected to various statistical tests. Cat Model Basics:Cat models are designed to quantify the financial impact of a range of potential future disasters. If the company does not know the ZIP code but knows the claim resulted from the event, the company should report the claim as ZIP code "99999." For automobile insurance, if the company does not know the ZIP code of the claim location, then the company must report the ZIP code where the vehicle is principally garaged. These original bulletins are available in PDF format. As a consequence, in excess of 50 aircraft sustained varying degrees of damage. Our three-year blueprint for the future shows the way toward building on existing strengths. Supporting Resiliency and Disaster Recovery, Credit Insurance For Short-Term Trade Receivables, Supporting Businesses, Workers, Communities, A Firm Foundation: How Insurance Supports the Economy, Insuring Your Business: Small Business Owners' Guide to Insurance. XCS will enter this Cat Code when requested by leaders to do so. Join the best minds in the market - access the expertise, knowledge and insights to protect and develop your business. Severe Weather Summaries contains daily descriptions of severe Model advancements are frequently driven by events revealing deficiencies in a model. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe Copyright 2023, Insurance Information Institute, Inc. Explosion and ensuing fire at the Hertfordshire oil storage terminal, Buncefield, Hemel Hempstead, Herts. Home Insurance Catastrophe Resilience Report 2021-22. Losses arising from Flooding in Queensland from 26 December 2010, Windstorm Klaus, affecting France and Spain. the Catastrophe Insurance Working Group of the NAIC published the Catastrophe Computer Modeling Handbook in January 2001. For property lines of insurance, companies should include any claims or losses with occurrence dates from February 11 through February 19 that resulted from any of the following causes of loss: freezing (including any resulting water damage), ice, snow, wind, or power outage. (1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. AIR Worldwide | Catastrophe Modeling and Risk Assessment Sign In Contact AIR Worldwide is now Verisk. Cyclone Yasi - 2-3 February 2011, affecting Queensland, New Zealand earthquake affecting Christchurch and surrounding area on 22 February 2011, Japanese earthquake and ensuing tsunami, 11 March 2011. Claims will be triaged to direct urgent assistance to the worst-affected property owners. EP is the likelihood that a loss greater than or equal to a determined amount will occur in the coming year. Call for data collection for the February 2021 Texas winter weather event. Heavy rainfall and ensuing flodding in Thailand from early October 2011, and ongoing. For 2021, the combined ratio is likely to increase to 99.6, according to forecasts by the Insurance Information Institute (Triple-I) and Milliman. The 2004 and 2005 Atlantic hurricane seasons had a substantial impact on modeling assumptions. TDI Catastrophe bulletins TDI Catastrophe bulletins For more specific information on a particular bulletin, please refer to the contact person/division at the end of the bulletin. Issue : A catastrophe model (or "cat" model) is a computerized process that simulates potential catastrophic events and estimates the amount of loss due to the events. Combined ratios for 2022 and 2023 are projected to be 98.9, and 99.3, respectively. Bringing together experts who share intelligence, judgement, capital and risk to create a braver world. While individual hurricanes and earthquakes tend to produce higher losses, tornadoes account for a major share of catastrophe losses because of their frequency. Includes hurricanes that occurred through 2021. Representatives from diverse groups who provide varied perspectives on insurance regulatory issues. Generally, the liquidity (or . XCS will enter this code when requested by leaders to do so. The PCS Catastrophe Loss Index offers the reliability, consistency, and transparency that issuers of insurance-linked securities (ILS) need to make smarter decisions with their capital. ICA disaster response specialists are mobilised to the affected location to work with government agencies, emergency services, local agencies and affected policyholders. The NAICCatastrophe Insurance (C) Working Groupof theProperty and Casualty (C) Committeeserves as a forum for discussing issues and solutions related to catastrophe models. We provide tools and resources to help regulators set standards and best practices, provide regulatory support functions, and educate on U.S. state-based insurance regulation. Property and Casualty Insurance (C) Committee, Advances in numerical weather prediction, data science, and open-source software herald a paradigm shift in catastrophe risk modeling and insurance underwriting (Risk Management and Insurance Review, March 2022), Catastrophe Models: In the Eye of the StormJuly 12, 2018, JLTRe Viewpoint, Catastrophe Risk and the Regulation of Property Insurance Markets2016, Journal of Insurance Regulation, A Decade of Advances in Catastrophe Modeling and Risk FinancingOctober 2015, Marsh Insights, Fundamentals of Cat Modeling2010, CAS Catastrophe Modeling Workshop. In these instances, the code is allocated based upon the year the accident occurred, followed by an alphabet suffix. 258 0 obj << /Linearized 1 /O 260 /H [ 1234 663 ] /L 203707 /E 21326 /N 49 /T 198428 >> endobj xref 258 28 0000000016 00000 n 0000000911 00000 n 0000001897 00000 n 0000002115 00000 n 0000002267 00000 n 0000002725 00000 n 0000002918 00000 n 0000003104 00000 n 0000003285 00000 n 0000003861 00000 n 0000003884 00000 n 0000007062 00000 n 0000007085 00000 n 0000009072 00000 n 0000009095 00000 n 0000011022 00000 n 0000011045 00000 n 0000012898 00000 n 0000012921 00000 n 0000014851 00000 n 0000014874 00000 n 0000016748 00000 n 0000016771 00000 n 0000019039 00000 n 0000019062 00000 n 0000021095 00000 n 0000001234 00000 n 0000001875 00000 n trailer << /Size 286 /Info 250 0 R /Root 259 0 R /Prev 198417 /ID[] >> startxref 0 %%EOF 259 0 obj << /Type /Catalog /Pages 252 0 R /Outlines 179 0 R /OpenAction [ 260 0 R /XYZ null null null ] /PageMode /UseNone /PageLabels << /Nums [ -2 << /S /D /St -1 >> -2 << /S /D /St -1 >> -2 << /S /D /St -1 >> -2 << /S /D /St -1 >> -2 << /S /D /St -1 >> -2 << /S /D /St -1 >> ] >> /Metadata 257 0 R >> endobj 284 0 obj << /S 784 /O 873 /Filter /FlateDecode /Length 285 0 R >> stream Technological advances and higher resolution exposure data have accelerated this evolution in recent years. Loss of Germanwings Flight 9525 over the French Alps on 24 March 2015. Caribbean Airlines B737-800 registration 9Y-PBM ran off the end of the runway over a steep embankment on landing at Cheddi Jagan International Airport, Guyana. Professional development for state insurance regulators and industry professionals. 2023: 2318: 18: 02/02/2023: 02/05/2023: Flooding, Freezing, Hail, Ice, Snow, Wind : 2022: 2273: 73: 12/21/2022: 12/25/2022: Flooding, Freezing, Ice, Power Outage . Subject to change as loss estimates are further developed. Computer and Internet Use. National Air Cargo Boeing 747-400, N949CA, carrying military cargo of five vehicles and two jet engines crashed after take-off from Bagram, Afghanistan, and, along with seven crew, was consumed by the post-crash fire. As of January 2023. 7500 Security Boulevard, Baltimore, MD 21244. (2) Adjusted for inflation by Aon using the U.S. Consumer Price Index. 86.0%. Envision | Velocity | Life Solutions Customer Forum. Home Resources and Services Claims for market participants Catastrophe Codes Claims for market participants Lloyd's Claims Scheme Catastrophe Codes Expert central settlement numbers . We're here to help. Modeling platforms have also been advancing. This will probably bring an additional demand for trained catastrophe model and risk-management experts. Home; Utah ZIP Codes; Salt Lake ZIP Codes; Map of West Valley City, Utah ZIP Codes; Map of ZIP Codes in West Valley City, Utah. PCS estimates are widely accepted as triggers in many traded financial market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, industry loss warranties (ILWs), and other catastrophe derivative instruments. Once your registration is processed, ISO will provide you with your credentials and relevant reporting instructions. 3 things to know before you pick a health insurance plan, The health plan categories: Bronze, Silver, Gold & Platinum, Health insurance plan & network types: HMOs, PPOs, and more, Your total costs for health care: Premium, deductible & out-of-pocket costs, hardship exemption or affordability exemption, Monthly premiums are usually low, but you cant use a. The aircraft is a constructive total loss. Sources of residual loss include demand surge, labor delays, and inflation in material costs. These companies will still be required to respond to TDI's bulletin as provided in the statistical plan. Open models allow components to be more visual and accessible to users. A list of catastrophe contacts for each state can be found by clicking on the following link: . The AAL is the average loss of the entire loss distribution and is represented as the area under the EP curve. (1) Includes Puerto Rico. There are four basic modules to all cat models, regardless of the peril being modeled. Media queries should be directed to the NAIC Communications Division at 816-783-8909 or news@naic.org. This has led to a growing movement towards open models. CRS Communities can receive credits for Department of Insurance participation in consumer events. Companies that registered with ISO in response to Bulletin B-0040-20 do not need to register again. Access technology tools and resources for U.S. insurance regulators. For copies of bulletins, please contact us at 512-676-6585 or via email at: ChiefClerk@tdi.texas.gov Natural Catastrophe Losses In The United States By Peril, 2022 (1), Natural Catastrophes By Quarter, 2022 (1), Estimated Insured Property Losses, U.S. Natural Catastrophes, 2013-2022 (1), Top 10 Costliest Natural Catastrophes, United States (1), Facts + Statistics: Tornadoes and thunderstorms, Facts + Statistics: Earthquakes and tsunamis, $25 million or more in insured property losses. Discover our suite of tools and technologies to support your business needs. Recent advancements in a variety of fields have provided more accurate risk assessment as extreme weather events and other perils become increasingly prevalent. History Reporter provides information about the cumulative View actions considered by committees, task forces, and subgroups, as well as charges, schedules, and staff links. DeadlineThe first report for data as of February 28, 2021, is due March 31, 2021. Western European floods, affecting Switzerland, Austria, Hungary, Germany etc. weather occurrences plus current weather information conditions, Having a problem with an insurance company or agent? Bulletins; and other specific regulatory and legislative information. Please sign in to access member exclusive content. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Losses arising from heavy rainfall starting on 12 January 2011, and ensuing flooding continuing through to the present day affecting Victoria, Australia. Ranked on insured losses in 2021 dollars. PCS catastrophe serial numbers are an industry standard available to all PCS subscribers. The nationwide aggregate reinsurance cover will offset $184 million of losses. At the request of the Lloyd's Market Catastrophe co-ordination group, claims services major casualty / catastrophe code 11RX has been establised for the purposes of identifying CBI claims arising out of the 2011 Thailand flooding. Weather conditions were adverse with monsoon rain and poor visibility. UK adverse weather from 5 December 2013 including storms, high winds and flooding following storms. Global insured natural catastrophe losses reached an estimated $105 billion in 2021, the fourth-highest total on record, according to the Swiss Re Institute. 2021 Global Modeled Catastrophe Losses 4 2021 AIR Worldwide Introduction Every year since 2012, AIR Worldwide (AIR) has published a report on extreme event risk from a global perspective. It was stated that detailed instructions in evaluating the internal CAT models have been included in the risk-based capital (RBC) instructions; however, it was proposed that more in-depth instructions on the derivative model and the vendor models with adjustments may be necessary. Many catastrophe bonds and industry loss warranty issuers choose the PCS Catastrophe Loss Index because PCS: PCS assigns a catastrophe serial number to loss events in the United States, Puerto Rico, and the U.S. Virgin Islands that cause $25 million or more in insured property losses and affect a significant number of policyholders and insurers. Adjusted for inflation by Aon using the U.S. Consumer Price Index. A330 operated by Afriqiyah Airways, registration 5A-ONG, crashed during landing at Tripoli airport on 12 May 2010. PCSs long-standing reputation for accurately defining and tracking catastrophes helps to reduce disputes between primary insurers and reinsurers, saving the industry millions of dollars in staff and legal expenses each year. A scope of works is a document that sets out what damage to your property is covered by your insurance policy. Explore recent publications, the latest news articles, new federal and legislative news, and model laws to help inform your approach. This could significantly enhance modelers' capabilities to understand and to quantify catastrophe risk. Please return the form to ISO at TXCatStatAgent@verisk.com. Storm Find contact information for insurance departments and local insurance agents, or file a complaint. FEMA Region 6 Workshop. Texas Insurance Code Section 2210.107 (c) requires TWIA to produce an Annual Report to the Texas Legislature detailing the extent to which the Association and the Board of Directors have met the requirements of the Code. Developments and trends in financial markets and insurer investments. A fixed amount ($20, for example) you pay for a covered health care service after you've paid your deductible. Deductibles the amount you have to pay yourself for most services before the plan starts to pay anything are very high. At the request of the Lloyd's Market Catastrophe Group 11DX has been established for identifying CBI claims arising from the March 2011 Japanese earthquake. details. PCS National Flood Insurance Program Data. 2,000 filed claims or homes and structures damaged. (1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Infographic: Hurricane Deductibles. You will soon be redirected to the 3E website. It can help identify and outline what repair or rebuilding work is needed to fix things. TDI is seeking only property insurance information for the 2021 winter weather event. data for the ZIP codes listed. List of ZIP Codes in West Valley City, Utah; ZIP Code: ZIP Code City Name: Population: ZIP Code Type: 84044: Magna: 26524 . Spanair MD82, EC-HFP (named Sunbreeze) crashed on take off from Barajas Airport, Madrid on 20 August 2008. Egyptair B777-200ER registration SU-GBP suffered a cockpit fire on 29 July 2011 while on the ramp just prior to departure from Cairo Airport. Codes can be allocated to a single loss occurring on a specified date or to a single loss incurred over a number of days. ZIP codes included in data call Reporting form However, the resolution of some perils, such as flood, is still evolving. Typhoon Nepartak (known in the Philippines as 'Typhoon Butchoy') storm developed south of Guam and Fujian, China, Gatlinburg wildfire (AKA the Chimney Tops 2 wildfire, Great Smoky Mountains Wildfire), Sevier County, Tennessee, commencing 23 November 2016. Single Losses. Some plans cover more services. Transocean MODU Deepwater Horizon - Explosion and resultant sinking off the coast of Louisiana from 20 April 2010. Discover the breadth of the Lloyds marketplace and find the experts to support your risk - whatever the size and complexity. Ranked on insured losses in 2021 dollars. While many catastrophe models are focused on extreme weather events, catastrophe models can be used to minimize loss events from other crises and situations, such as warfare, terrorism, insurrection, cyber breaches, etc. British Airways Boeing 777-236, G-YMMM undershot the runway at London Heathrow Airport during final approach on 17 January 2008. The PML is the annual probability a certain loss threshold is exceeded. January 1, 1998, please use the Catastrophe Bulletins section above. Enhancing Financial Protection Against Catastrophe Risks: The Role of Catastrophe Risk Insurance Programmes Format Analysis Source. Catastrophe codes issued in calendar year 2010: Catastrophe codes issued in calendar year 2009: Catastrophe codes issued in calendar year 2008: Catastrophe codes issued in calendar year 2007: Catastrophe codes issued in calendar year 2006: Discover tools and resources to help you understand different types of insurance, claims processes, and practical tips to help support you through every stage of your life. Companies should review the statistical plan, specifically Section 4, to determine which lines it must report. Four days after . Subsequent reports are due monthly, at the end of each month. NEW YORK, Aug. 17, 2021 - The insurance industry ended 2020 profitably, with a combined ratio of 98.7. Your tax credit is based on the income estimate and household information you put on your Marketplace application. Subject to change as loss estimates are further developed. Furthermore, the NAIC Climate and Resiliency Task Force will continue to evaluate and review approaches to address climate risks, catastrophe modeling, and mitigation, and to identify sustainable solutions within the industry. (1) Includes Puerto Rico and the U.S. Virgin Islands and losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. These modules are event, hazard/intensity, vulnerability, and financial. Aban drilling, loss of Rig off the coast of Venezuela, Boeing737-800, registration: VT-AXV, Air India Express operating flight IX823 Dubai to Mangalore overshot runway 24 on landing, 22 May 2010, Flooding in Southwest and Southeast Queensland, for damage in the period 1 March to 5 March 2010, Melbourne severe storm event, for damage occurring on 6 March 2010, Perth severe weather, for damage occuring on 22 March 2010, Saudi Arabian Airlines Warehouse fire, 10 June 2010, which damaged or destroyed a large proportion (or all) of the insured's aircraft and ground equipment spares stored at the warehouse, Airbus aircraft, registration APBJB, operated by Air Blue, on a flight from Karachi to Islamabad, crashed into the Margalla Hills north of Islamabad on landing, 28 July 2010. After you spend the deductible amount, your insurance company pays for all covered services, with no, Like other plans, Catastrophic plans cover certain. Unique to prior hurricanes, Katrina in 2005 resulted in more losses from secondary flooding than the original wind generated catastrophe. tropical storms and land-based events. (1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. JERSEY CITY, N.J., February 15, 2022 Private U.S. property/casualty insurers saw a $5.6 billion net underwriting loss in the first nine months of 2021, as non-catastrophe losses returned to pre-pandemic levels, according to a report by Verisk (Nasdaq:VRSK), a leading global data analytics provider, and the American Property Casualty Insurance Association (APCIA). For example, the 250-year PML represents the 99.6 percentile of the annual loss distribution. Catastrophe insurance protects businesses and residences against natural disasters such as earthquakes, floods, and hurricanes, and against human-made disasters such as a riot or terrorist. Here are a few of the ways we help you in the event of a catastrophic claim. 2021 Insurance Council of Australia Limited. Models are increasingly using combinations of economic and sociological modeling to incorporate loss amplification resulting from these additional factors. Stop.Call.Confirm is a registered service markof the National Association of Insurance Commissioners. Raymond G. Farmer Award for Exceptional Leadership, System for Electronic Rates and Forms Filings, Market Regulation and Consumer Affairs (D), Financial Regulation Standards and Accreditation (F), Innovation, Cybersecurity, and Technology (H), Market Conduct Annual Statement Blanks (D), Risk-Based Capital Investment Risk and Evaluation (E), Advances in numerical weather prediction, data science, and open-source software herald a paradigm shift in catastrophe risk modeling and insurance underwriting, Catastrophe Models: In the Eye of the Storm, Catastrophe Risk and the Regulation of Property Insurance Markets, A Decade of Advances in Catastrophe Modeling and Risk Financing. Browse our timeline to learn how we support insurance regulators in their mission to protect consumers and ensure fair and healthy insurance markets. into your own system. Maersk Oil & Gas FPSO Gryphon: Major damage following loss of station keeping - 4 February 2011, Tornadoes affecting Oklahoma, Arkansas, Mississippi, Alabama, North Carolina, South Carolina, Maryland and Pennsylvania on 14 - 16 April 2011, US Tornadoes, 24 - 28 April 2011, affecting Alabama, Arkansas, Georgia, Louisiana, Missouri, Oklahoma, North Carolina, South Carolina and Tennessee. Claims from affected policyholders are given priority by insurers. Persons per household, 2017-2021. For automobile lines of insurance, report all claims with accident dates from February 11 through February 19. Source: National Interagency Fire Center. Welcome to Lloyds the worlds insurance marketplace. All Rights Reserved. There are many parameters whose true value (or distribution) cannot be explicitly determined. Find and access the services you need to do your job. NAIC Center for Insurance Policy and Research (CIPR). Includes Puerto Rico and the U.S. Virgin Islands. Catastrophic health insurance plans have low monthly premiums and very high deductibles. A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. Direct losses result from incidents such as damage to physical structures and contents, deaths, and injuries. Explore our open opportunities for your chance to join our team. A loss attributable to a common cause which occurs over a period of time and is not date specific is assigned a code which may be prefixed by * or !. Assumptions are made either about specific values of the parameters (deterministic) or the probability distribution of parameters (stochastic). Select your PCS Catastrophe modeling: A vital tool in . This would be likely to increase the complexity of models and propel demand for more transparent and flexible models. Check if you qualify for a Special Enrollment Period. Status: The current focus of modelers is on reaching resolutions high enough to price insurance for an individual property's specific characteristics. A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. (3) State had no tornadoes in 2022. Language other than English spoken at home, percent of persons age 5 years+, 2017-2021. An insurance industry taskforce is established to identify and address insurance related issues arising from the natural disaster. As such, modelers also began to incorporate the impact of secondary losses from super catastrophes into their models. United Parcel Services - Boeing 747, N571UP, crashed at an abandoned military base near Dubai, 3 September 2010. and Event Tracking Reports provides the latest information on A tax credit you can use to lower your monthly insurance payment (called your premium) when you enroll in a plan through the Health Insurance Marketplace. Find out if you qualify for a Special Enrollment Period. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Tornadoes affecting Tennessee, United States commencing 2 March 2020, Severe weather occurring on 12 and 13 April 2020 in the State of South Carolina, Tornadoes affecting Tennessee, United States, commencing 12 April 2020, Hailstorm affecting Calgary, Alberta, 13 June 2020, Explosion in the Port of Beirut, Lebanon, 4 August 2020, Hurricane Isaias commencing 31 July 2020 affecting the Bahamas, Hurricane Isaias commencing 31 July 2020 affecting Florida, Hurricane Isaias commencing 31 July 2020 affecting South Carolina, Hurricane Isaias commencing 31 July 2020 affecting North Carolina, Hurricane Isaias commencing 31 July 2020 affecting Virginia, Hurricane Isaias commencing 31 July 2020 affecting Delaware, Hurricane Isaias commencing 31 July 2020 affecting New Jersey, Hurricane Isaias commencing 31 July 2020 affecting New York State, Hurricane Laura commencing 23 August 2020 affecting Louisiana, Hurricane Laura commencing 23 August 2020 affecting Texas, California Wildfires commencing 1 July 2020, Derecho severe weather situation affecting the US mid-west including Iowa, Illinois and other States commencing 10 August 2020, Hurricane Sally commencing 14 September 2020, Hurricane Delta commencing 5 October 2020, Hurricane Zeta commencing 24 October 2020, Oregon Wildfires commencing 5 August 2020, Hurricane Iota commencing 15 November 2020, Brumadinho dam burst in Minas Gerais, Brazil, on 29 January 2019, Hurricane Dorian commencing 26 August 2019 affecting the Caribbean/Bahamas, Hurricane Dorian commencing 26 August 2019 affecting the Bahamas, Hurricane Dorian commencing 26 August 2019 affecting Canada, Hurricane Dorian commencing 26 August 2019 affecting the Eastern Caribbean including Barbados, USVI and Puerto Rico, Hurricane Dorian commencing 26 August 2019 affecting Florida, Hurricane Dorian commencing 26 August 2019 affecting South Carolina, Hurricane Dorian commencing 26 August 2019 affecting North Carolina, Typhoon Faxai commencing 6 September 2019, Typhoon Hagibis commencing 10 October 2019, Californian Wildfires 2019 (Generic Code for wildfires without a specific Code) from January 2019 onwards, Kincade Wildfire commencing 23rd October 2019, Winter storm affecting the United States Eastern Seaboard and parts of Canada, commencing 3 January 2018, Kilauea, volcanic eruption affecting Hawaii, commencing 3 May 2018, Carr Wildfire, Redding, and affecting Shasta County and Trinity County, California, commencing 23 July 2018, Ranch Fire (Mendocino Complex) affecting Colusa County, Lake County and Mendocino County, commencing 27 July 2018, Hurricane Lane, commencing 22 August 2018, affecting Hawaii, Hurricane Florence commencing 4 September 2018, Hurricane Florence beginning 4 September 2018, affecting North Carolina, Hurricane Florence beginning 4 September 2018, affecting South Carolina, Typhoon Mangkhut commencing 9 September 2018, Hurricane Michael commencing 6 October 2018, Camp Wildfire, California, commencing 8 November 2018, Woolsey Wildfire, California, commencing 8 November 2018, Losses arising from the Lurssen Shipyard fire damaging superyacht Sassi, on 14 September 2018, Chile wildfires which began in the Valparaiso hillsides, commenced 2 January 2017, Tornadoes in South-Eastern United States, commenced 7 February 2017, Peruvian floods, commencing 13 March 2017.